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Regular Savings Account
A
Citizens passbook savings account requires a $25.00 minimum amount to
open an account. You must maintain a minimum balance of $100.00 in the
account each day to receive the current annual percentage yield. Transfers
from this account by preauthorized, automatic, online banking or telephone
are limited to six per month, with no transfers by check, draft, check
card or similar order to third parties.
Money Market Investment Account
The
minimum balance to open the Money Market Investment Account is $2,500.00.
A $9.00 service charge will be incurred every statement cycle that the
balance falls below $2,500.00. Transfers from this account by preauthorized,
automatic, online banking or telephone are limited to six per month,
with no more than 3 by check, draft or similar order to third parties.
*The minimum amount you may withdraw is $500.

Our
Saving Account Club Just for Kids!
The
Kidcents Program is designed for kids to promote saving at an early
age. Saving made fun! The Kidcents Program is an investment in our
children's future. The program is available for our customers under
18 years of age.
Savings
Account
Saving
made easy with as little as $5.00 to open and earn interest on any
balance in your Kidcents Savings Account.
Kid¢ents Savings Account Members will be reminded
and rewarded to save by receiving...
a Happy Birthday Postcard with a coupon good for an ice cream
cone.*
Kid¢ents Coin Holders.*
a quarterly activity newsletter.*
* for our members between ages 4 and 12.
Certificates of Deposit
CDs especially for Kidcents
CD
friendly...minimum to open has been lowered for the Kidcents Program
to $250.00 and earns the same rate of interest as our 12 month Certificate
of Deposit. You may add to your CD at any time with as little as $25.00
(the minimum add-on).
Savings Gift Idea
The
Kidcents Savings Program makes it easy for Grandma, Grandpa, Aunts
and Uncles, etc. to add to Kidcents Club Member's Account. Gift Certificates
are available for both the Savings and Certificate of Deposit Accounts.
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