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The Citizens Banking Company
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The APY is accurate as
of June 17, 2005
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Min. To
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ACCOUNT
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Interest
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APY
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Open &
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TYPE
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Rate
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*
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Obtain APY
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Regular
C/D's **
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30-90
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Days
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1.90%
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1.92%
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$10,000
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91
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Days
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1.90%
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1.92%
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500
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6
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Months
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2.10%
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2.12%
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500
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7
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Months
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2.15%
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2.17%
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500
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12
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Months
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2.40%
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2.43%
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500
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12
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Mo.
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Kidcents
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2.40%
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2.43%
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250
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13
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Months
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2.40%
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2.43%
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500
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18
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Months
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2.45%
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2.48%
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500
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18
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Mo.
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Special
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3.75%
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3.82%
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500
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24
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Months
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2.60%
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2.63%
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500
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30
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Months
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2.65%
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2.69%
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500
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36
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Months
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2.85%
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2.89%
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500
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36
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Mo.
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Special
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4.00%
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4.08%
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500
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42
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Months
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3.00%
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3.05%
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500
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48
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Months
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3.50%
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3.56%
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500
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60
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Months
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4.00%
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4.08%
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500
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120
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Months
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4.50%
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4.60%
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500
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Jumbo
C/D's **
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7-90 days
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2.25%
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2.28%
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100,000
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91-180 days
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2.40%
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2.43%
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100,000
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181-365 days
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2.60%
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2.63%
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100,000
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Demand
& Savings ***
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NOW Checking
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0.35%
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0.35%
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1,200
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Statement Sav.
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0.40%
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0.40%
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100
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MMIA (2,500 - 49,999.99)
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1.10%
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1.11%
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2,500
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MMIA (50,000 - 99,999.99)
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1.35%
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1.36%
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50,000
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MMIA (100,000 and above)
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1.75%
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1.76%
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100,000
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IRA's
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Min. To
Open
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13 Mos. (Fix)
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2.40%
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2.43%
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500
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18 Mos. (Var) ***
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2.49%
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2.50%
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100
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18 Mos. (Fix)
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2.45%
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2.48%
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500
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18 Mos. (Fix) Spec
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3.75%
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3.82%
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500
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30 Mos. (Fix)
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2.65%
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2.69%
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500
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* Annual Percentage Yield
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** Penalty for Early Withdrawal
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*** Rate and APY may change after the account is opened
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Fees could reduce earnings on the
account
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Member FDIC
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